EnvelopiaGive every dollar a job.
Envelopia is envelope budgeting that stays right: unlimited envelopes, your phone and computer in sync, and balances you can check to the penny. No ads. No bank login.
Works in any browser today. The Android app is coming soon to Google Play.
Built around what people say goes wrong
We read more than 5,000 reviews of envelope budgeting apps. The same complaints came up again and again. Envelopia is built to answer each one.
Balances that stay right
“Check my budget” proves every envelope and account adds up, and fixes anything odd. Money is counted in whole cents, so nothing drifts.
Sync you can trust
Your phone, the website and your partner see the same budget. If a change can't reach the cloud, it waits and keeps trying. Nothing is deleted in bulk without asking.
No envelope limit
Make as many envelopes and accounts as you need on the free plan. Other apps cap the free plan or push you to upgrade.
No bank login, no broken connections
You enter spending yourself, or bring in a file from your bank's website. Your bank password never touches Envelopia.
Automatic backups
A copy of your whole budget is saved every day, and before any big change. Undo a delete, or roll back to any saved copy.
A trial that's honest
Try every Plus feature free for 30 days, no card needed. When it ends, you keep your budget and everything in the free plan.
Your phone in the store. Your computer at home.
Add spending at the checkout on your phone. Do the big setup, reports and imports on a full screen. Both are the same budget, updated the moment you change it.
- The website is free, not a paid add-on
- Sign in with Google: no new password
- Share one budget with your partner; you both see changes right away
- Works in Chrome, Edge, Firefox and Safari
How Envelopia compares
What you get without paying.
| Envelopia | Goodbudget | EveryDollar | YNAB | Monarch | |
|---|---|---|---|---|---|
| Free plan | Yes, forever | Yes | Yes | No | No |
| What the free plan limits | No limits on envelopes or accounts; phone and web included | 20 envelopes, 1 account, 2 devices | Manual entry only | 34-day trial, then paid | 7-day trial, then paid |
| Website included free | Yes | Yes | Yes | Paid only | Paid only |
From each company's own website and app store listings, October 2026. Their plans can change.
Switching takes a few minutes
Export from your old app and open the file in Envelopia. Your envelopes, accounts and history come with you, and you can check it all before anything is saved.
How to switch- Goodbudget
- YNAB
- EveryDollar
- Monarch
- Mint
- Actual Budget
- Cashew
- Simplifi
- Rocket Money
- Quicken (QIF)
- Any spreadsheet